• Know your highways: Burlington is home to many major highway routes, including the Queen Elizabeth Way (QEW), Highway 403, Highway 407, and the nearby Highway 401. Before using one of these busy throughways, make sure you plan your route in advance and are prepared to handle highway speeds, congestion, semi-truck traffic, and driving conditions that can make navigating the major routes very difficult.
• Take the leisurely way: If you’re not in a hurry, leave yourself a little extra time and drive along the scenic Lakeshore Road. Passing south of Highway 403 — and hugging the shore of Lake Ontario — Lakeshore Road is home to a multitude of sprawling estates, popular trails, and lively parks and green spaces.
• Consider parking: Heading to beautiful downtown Burlington is a great way to spend a summer day. The waterfront, shops, parks, and boulevards are world-class, just make sure you leave extra time to find parking. Downtown Burlington is a popular destination for regional tourists and getting a parking spot for the day can be difficult.
• Festival season: Burlington is known to put on some of the area’s most popular music festivals, including the Burlington Sound of Music Festival. If you’re planning to take in some of the festivities, be extra careful when navigating the downtown areas — the intersections are crowded, kids and cyclists are everywhere, and some streets may be temporarily closed to allow for foot traffic.

• Combining your policies: If you own a vehicle and a home — or even if you rent your residence — you should consider bundling your insurance policies with the same online auto insurance company. Combining your policies can result in significant savings to your annual premiums, often up to 15% for your car insurance and up to 10% for your property (home/tenant/condo) insurance. Ask your Dedicated Insurance Assistant what price breaks you should expect to see by bundling.
• Review your policy annually: Car insurance rates in Burlington are never static, nor is your driving situation. Because many of the variables that affect premiums can and do change, it’s imperative that Oakville and Burlington drivers get an updated auto insurance quote once per year, prior to their current policy renewal date. Rate comparison sites like Surex allow drivers to quickly compare insurance companies, coverages and prices from many of Canada’s leading insurance companies — an easy practice that could lead to a significantly lower premium.
• Ask about discounts: Most drivers are aware of bundling and winter tire discounts, but did you know there are many more ways to save on your premium? Before closing your policy, ask your Dedicated Insurance Assistant about what discounts you qualify for. Here are a few discounts to keep in mind: Early Renewal, Electric Vehicle, Private Parking, Anti-Theft & Safety Technology, Retiree Discounts, Loyalty Discounts, Driver’s Education, CAA Membership, Occupational Discounts, Good Student, Telematics, and Claims-Free Driving.
• Consider make and model: Different vehicle types attract different kinds of drivers. Because of this, insurance companies may view some new vehicles as more ‘high-risk’ than others, based on who is likely to purchase and drive the vehicle. So before selecting your next car, do your homework. Is a sports car going to be more expensive to insure than a safety-first sedan? It probably is, but the only way to find out is to get insurance online using the different makes and models.

At Surex, our three-step process will ensure that you end up with the best car insurance in Burlington. Here’s how it works:

1. Personalized insurance quotes: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under ten minutes, you’ll have up to ten personalized insurance offers to choose from.
2. Customize your offers: Once you receive the initial quote, you can edit your information and compare quotes to find the best overall value.
3. Purchase and manage 24/7: Once you’ve selected an online car insurance quote and reviewed the insurance policy with your dedicated assistant, you can electronically sign documents to receive instant proof of insurance. If you’d rather speak with someone we will connect you with a Dedicated Insurance Assistant to walk you through all the options and answer any questions you might have about your automobile insurance quote. Once finished, your Ontario automobile insurance documents will arrive in the mail and you can manage your policy 24/7 with our ‘My Surex’ login feature.