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Compare and purchase the best
car insurance rates in Calgary.

Compare and purchase the best
car insurance
rates in Calgary.

Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.

Type of auto coverage we provide

Liability Coverage
Provides protection against a lawsuit resulting from damaged property or personal injuries.
Comprehensive Coverage
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Accident Forgiveness
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windshield Coverage
Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)
Car Rental Coverage
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
Depreciation Coverage
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
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Getting the best car insurance in Calgary doesn’t need to burn a hole in your wallet

Oil fields, the stampede and western apparel; these are some of the stereotypical things that many people think of when they hear the name Calgary. However, the city of Calgary has a diverse selection of attractions, along with a rich, unique history. Calgary is the birthplace of some of Canada’s favourite dishes, such as ginger beef. Not to mention, Calgary is known as the sunniest city in Canada, making it a fantastic destination for scenic summer drives in Alberta.

Speaking of driving, you’ve likely noticed that car insurance in Calgary can be rather expensive. This is due to numerous factors, including Calgary’s ever growing population. If you’re tired of overpaying for your automobile insurance, you may want to consider re-shopping your policy. Re-shopping your policy can be stressful, especially if it’s your first time looking for a new car insurance plan.

If you’re having a hard time finding low cost auto insurance in Calgary, the Surex team is here to lend a helping hand. As the best insurance broker in Alberta, we take pride in our ability to provide the cheapest, most affordable car insurance quotes in Calgary. Our insurance advisors work side-by-side with the top car insurance companies in Alberta in order to provide you with quotes that exceed your expectations.

How do I get the best car insurance rate?
Compare quotes! Surex partners with the top insurance providers in Canada to provide you with multiple quotes, ensuring you’re getting the best possible car insurance rate. You might also be eligible for car insurance discounts, such as a good credit discount or claims-free discount. Your Surex insurance advisor will work with you to help you find car insurance discounts you qualify for.

Car Insurance in Calgary - What You Need to Know

  • Compare your options — One of the most effective ways to lower your car insurance premium is by comparing your options. By visiting a rate comparison site, such as Surex, Calgary motorists can readily compare rates from a number of Canada’s foremost insurance providers. Instead of automatically renewing your car insurance with your current provider, take a couple of minutes and see what else is available. Because rates can change regularly — and because your personal driving situation can change, too — it’s important to get a new quote every year before your renewal. A small drop in your monthly payment can go a long way over the course of a year.
  • Bundling discounts — Many Calgary drivers are also homeowners, and therefore hold multiple insurance policies. If you also own a home — or if you rent — speak with your dedicated insurance assistant about bundling your policies with the same insurer. Doing so can save you up to 10% on your home (or condo or tenant’s) insurance, and up to 15% on your vehicle insurance in Calgary. It’s also an easy way to sync your payments and streamline your finances.
  • Complete a Safe Driver Training — Successfully completing a driver’s education course is a smart thing to do for a number of reasons. First of all, it’s a great way to learn the rules of the road and reduce your chances of being involved in a motor vehicle accident in Calgary. It’s also an easy way to save money on your car insurance premium. For their first three years on the road, Safe Driver Training graduates in Calgary can expect a discount of up to $1,500 on their annual insurance premium.
  • Never miss payments — Insurance companies in Calgary love low-risk customers, and one of the easiest ways to show them that you're low-risk — in addition to driving safely and avoiding making claims — is by never missing a payment. Whether you automate payments through your bank account, or you provide your banking information to your insurer so they can withdraw monthly installments, the important thing to do is never miss a payment. Over time, your car insurance provider in Calgary will deem you a valuable, low-risk customer, and the price of your auto insurance premiums will reflect this.

At Surex, our three-step process will ensure that you end up with the best car insurance in Calgary. Here’s how it works:

  1. Personalized insurance quotes in Calgary — Surex will capture some of your basic information when you get insurance online or over the phone and then shop the market for you. In under ten minutes, you’ll have an online car insurance quote from some of the top rated car insurance companies.
  2. Customize your offers — Once you receive the initial automobile insurance quote from an online auto insurance company, you can edit your information and compare quotes to find the best overall value.
  3. Purchase and manage 24/7 — Once you’ve selected an auto insurance quote and reviewed the insurance policy with your dedicated assistant, you can electronically sign documents to receive proof of insurance in Calgary. If you’d rather speak with someone, we will connect you with a dedicated insurance assistant to walk you through all the options and answer any questions you might have. Once finished shopping for online insurance, your documents will arrive in the mail and you can manage your insurance policy 24/7 with our ‘My Surex’ login feature.
  • Be highway smart — Surrounded by no fewer than five major highways — the Trans-Canada Highway, Highway 1A, Highway 2, Highway 201, and Highway 8 — Calgary drivers are no strangers to congested freeways and speedy throughways. Before setting out on one of these major roadways, drivers should be prepared. We suggest the following tips:
    • Plan your route in advance
    • Ensure your vehicle is well-maintained
    • Know how to handle poor weather conditions
    • Drive confidently while sharing roadways with other drivers (particularly large trucks and trailers)
  • Get ready for the snow —The city of  Calgary is known for its heavy snowfall, so be sure you’ve checked off every item on your winter driving list, including properly inflated winter tires, a fully-stocked emergency kit (including blankets, non-perishable food items, drinking water, candles, matches, and flares), a gas tank that’s at least half full, a fully charged mobile phone, and pre-programmed GPS (never program of your navigation device while operating your vehicle). Additionally, we urge you to drive slowly and cautiously in wintery conditions; you’ll need more time for stopping, turning, and merging.
  • Watch for pedestrians and cyclists — Although Calgary is known as a car city, many people get around on foot and bike. This is especially true in the downtown core, along with nearby schools and campuses. Always leave ample room for pedestrians and cyclists, be mindful of crosswalks and intersections, and drive carefully when driving through Calgary’s many residential neighbourhoods.
  • Construction — Like many of Canada’s major cities, Calgary faces ongoing construction. As a driver, it’s your responsibility to pay attention to your surroundings. If you see construction, detours, narrowed lanes, workers, or machinery, proceed with caution. Dealing with construction can be frustrating for everyone in Calgary, but rushing can cause an accident, which will only make the situation worse.

The best road-trip destinations in Calgary

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Calgary to explore on your next road trip.

Best Parks in Calgary

  1. Bowness Park
  2. Edworthy Park
  3. Prince's Island Park

Best Shopping Sites in Calgary

  1. CF Chinook Centre
  2. CORE Shopping Centre
  3. CF Market Mall

Top Sights and Landmarks in Calgary

  1. Studio Bell, home of the National Music Centre
  2. Fort Calgary
  3. Calgary Tower

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