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Compare and purchase the best
home insurance rates in British Columbia.
Compare and purchase the best
home insurance
rates in British Columbia.
Get free & accurate quotes from Canada’s top home insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top home insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Type of Coverage We Provide
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Liability Coverage
Provides protection against a lawsuit resulting from damaged property or personal injuries.
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
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Comparing rates from Canada's leading Insurance Providers

Home Insurance in British Columbia - What You Need to Know

Surex can help you save up to 25% on the best home insurance BC providers have to offer

Do you love hiking through winding trails, exploring wild forests and camping in serene locales? Then British Columbia is the place to be. British Columbia is known as the last frontier of Canada, and rightfully so — this lush, beautiful province has adventures waiting around every corner. It’s not hard to see why British Columbia is a fantastic place to visit and live. If you’re planning on moving to British Columbia or are looking for a new living space, you should remember to factor the price of home insurance into the overall moving costs. Although home insurance isn’t required by law, your mortgage lender will most likely ask you to purchase coverage.

Are you having a hard time finding affordable home insurance in BC? Reach out to a licensed Surex insurance advisor to get insurance online or over the phone today. Our experienced advisors can answer any questions that you have and help you find the best discounts on coverage from the top home insurance companies in Canada. Contact an advisor today to learn how you can save up to 25% on the best coverage!

You will need the following information to ensure quote accuracy while getting quotes from the top home insurance companies in Canada:

  • Square footage of your home
  • Year your home was built
  • Details on any upgrades or modifications
  • Your exact address
  • Your personal home insurance claims history

We provide affordable home insurance in BC to look after the bricks and mortar part of your home, as well as your possessions inside. You can get online insurance to protect against fire, fixes and repairs.

You can be covered from inclement weather such as wind, hail and lightning. Our coverage also extends to protect your valuables from theft.

Depending where you live in, some home insurance coverages might be required in a home insurance policy in BC. For instance, if you live in an area that has high winds, windstorm coverage might be mandatory in a home insurance policy.

If you’re curious about other potential coverages you can add to your home insurance policy that aren’t required, your Surex Personal Assistant will be able to explain the benefits of adding coverage, as well as let you know how it’ll impact your annual home insurance premiums.

 

Home insurance typically comes in three forms: (1) Comprehensive or All Perils, (2) Basic or Named Perils, and (3) Broad. Comprehensive is the most complete form of coverage available, protecting your home against all threats (excluding those which require additional coverage — such as high-value items and water damage — and those specifically left off your policy). Basic coverage protects your home and its contents against those threats that have been specifically added to your policy. Broad coverage is a combination of the previous two, protecting your property in a ‘comprehensive’ sense, and protecting your belongings in a ‘basic’ sense. Speak with a qualified Dedicated Insurance Assistant about what home insurance coverage type is right for your property.

 

As BC's home Insurance Marketplace, Surex has partnered with the top home insurers in Canada that offer coverage in BC so you can choose the most ideal home policy for you, from a reputable insurer.

Working with the top home insurance companies in BC we want you to be able to have the exact home insurance policy you want and need. Customize your home insurance policy to give you peace of mind that you and your family are properly covered in the event of a home insurance claim.

Top Places to Visit in BC
  1. Haida Gwaii
  2. Vancouver
  3. Canadian Rockies
Best BC Fishing Spots
  1. Skeena River
  2. Campbell River
  3. Quesnel Lake
Best Seafood Restaurants
  1. Rodney's Oyster House
  2. Joe Fortes Seafood & Chop House
  3. Blue Water Cafe + Raw Bar
Surex Insurance Tips & Advice
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