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Compare and purchase the best
car insurance rates in Kitchener.
Compare and purchase the best
car insurance
rates in Kitchener.
Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Comparing rates from Canada's leading Insurance Providers
Type of Coverage We Provide
Liability Coverage
Provides protection against a lawsuit resulting from damaged property or personal injuries.
Comprehensive Coverage
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Accident Forgiveness
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windshield Coverage
Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)
Car Rental Coverage
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
Depreciation Coverage
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Car Insurance in Kitchener - What You Need to Know

Surex can help you save up to 25% on the best car insurance in Kitchener

There are countless things to do and places to explore in the city of Kitchener. Kitchener is one of the fastest growing technology start-up cities in the country, making it a fantastic place for budding entrepreneurs. The city is also home to a number of post-secondary schools, events like Oktoberfest and a variety of unique restaurants. However, if you want to experience all of these things without relying on public transit, you need to have car insurance in Kitchener.

That’s where Surex steps in! At Surex, our primary goal is making it easier for drivers, like you, to find the best insurance coverage in Kitchener. We do this by providing drivers with a collection of competitive quotes from the top rated car insurance companies in Ontario. Contact one of our team members today to learn how we can help you save up to 25% on car insurance.

Compare insurance companies in Kitchener: Always shop around for low cost auto insurance in Kitchener with an online auto insurance company! Instead of blindly renewing with your current insurance provider, take a few minutes and see what other coverage options and rates are available. Rates can change — as can your personal driving situation — and even a small decrease in your monthly premium can result in major savings over the course of your annual premium. 

Lower your kilometres: If possible, try walking, biking, car-pooling, or using public transit to get to work, even if only for one day per week. Lowering the number of kilometres you put on your vehicle each year can result in a reduction to your annual automobile insurance premium. 

Occupation: Holding certain occupations, such as accountants, law enforcement officers, or being retired, can mean that you qualify a lower car insurance rate. Always disclose your occupation to your Dedicated Insurance Assistant and ask if you qualify for any discounts to your annual car insurance premium. 

Ask for higher deductibles: Raising your deductible — the amount the policyholder is responsible for paying before an insurance payout kicks in — is a common way to lower your auto insurance premium. Just make sure that you’re in a position to comfortably afford the higher initial payment in the event of a claim. 

At Surex, our three-step process will ensure that you end up with the best car insurance in Kitchener. Here’s how it works:

  • Personalized auto insurance quote: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under ten minutes, you’ll have up to ten personalized insurance quotes from the top rated car insurance companies in Ontario.
  • Customize your offers: Once you receive the initial automobile insurance quote, you can edit your information and compare quotes to find the best overall value.
  • Purchase and manage 24/7: Once you’ve selected an online car insurance quote & reviewed the insurance policy with your insurance broker, you can electronically sign your Ontario automobile insurance documents to receive an instant proof of insurance. If you’d rather speak with someone we will connect you with the best insurance broker who can walk you through all the options and answer any questions you might have. Once finished, your documents will arrive in the mail and you can manage your insurance policy 24/7 with our ‘My Surex’ login feature.

Be highway savvy: The ‘Tri-Cities’ of Kitchener, Waterloo, and Cambridge are situated in one of the province’s most densely populated areas and are surrounded by no fewer than five major highways, including Highway 401, Highway 7, Highway 8, Highway 85, and Highway 24. Whether you’re passing through or you’re a local driver, always pay extra attention — and leave yourself extra time — when using one of the region’s busy throughways. 

Using roundabouts: Beginning in 2004, Kitchener began introducing roundabouts throughout the city. When approaching an intersection with a roundabout, always yield to oncoming vehicles, and when driving inside the roundabout, never lane-change. 

Know your city: Kitchener and Waterloo may be a part of the same region — and the cities even share some street names— but they are distinct municipalities. To avoid road confusion, drivers should know the city they’re driving in, and which city they’re driving towards. 

Winterize your vehicle: Although technically outside of Ontario’s snow belt, Kitchener still usually gets around four months of wintery weather each year. To ensure you’re safe on the roads in the winter months, make sure you install approved winter tires, keep your gas tank full, use winter-rated windshield washer fluid, carry a snow scraper, and always keep an emergency kit in your vehicle (including non-perishable food items, water, flares, matches, and blankets).

Best parks in Kitchener
  1. Victoria Park
  2. Waterloo Park
  3. McLennan Park
Best shopping sites in Kitchener
  1. CF Fairview Park
  2. Conestoga Mall
  3. Best Buy
Best Sights and Landmarks Kitchener
  1. St. Jacob's Farmers' Market
  2. Chicopee

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