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Compare and purchase the best
home insurance rates in Hamilton.
Compare and purchase
the best home insurance
rates in Hamilton.
Get free & accurate quotes from Canada’s top home insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top home insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Comparing rates from Canada's leading Insurance Providers
CAA Insurance Company
Intact Insurance
Gore Mutual Logo
Jevco Insurance
Wawanesa Insurance
Pembridge Insurance
Type of Coverage We Provide
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Liability Coverage
This would provide protection against a lawsuit resulting from damaged property or personal injuries
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Home Insurance in Hamilton - What You Need to Know

Save up to 25% on home insurance in Hamilton by teaming up with Surex

Hamilton is a mid-sized city with a unique personality. The city of Hamilton is home to post-secondary schools, professional sports teams and hosts a number of lively annual events. Hamilton has so much to offer that it's nearly impossible to list everything! Anyone who is thinking about moving to the city should take a moment to assess their needs, one of which is finding affordable home insurance in Hamilton.

That’s where Surex steps in. At Surex, we make finding affordable home insurance in Hamilton a quick and simple task. We pair homeowners with their own personal insurance advisor, who can help them find and compare coverage options from the top rated home insurance companies in Ontario. Contact us today to learn how you can save up to 25% with Surex!

The average cost of home insurance in Hamilton ranges from $750 to $1,400 annually and is based on location in the city and the neighbourhood. It also includes other factors such as home size, replacement value, coverage type, etc..... All these factors can affect the rate, so contact the best insurance broker today to get your home insurance quote today.

No, there’s no fee. Comparing online insurance quotes from different insurance providers will help ensure you aren’t overpaying for your home, car, business, travel or other insurance. Compare insurance companies and get quotes for the best insurance coverage in Hamilton with Surex for FREE.

It will strongly depend on your home’s physical structure, the value of personal property (including clothing, appliances, TV’s). It’s a good idea to take an inventory of your possessions to confirm you have an accurate idea of the value. There are limits that you’ll need to work with so it’s important to check with the top rated home insurance companies in Ontario to see what the right amount of coverage is for you.

Keeping your home protected can help mitigate risks and provide peace of mind. Some ways of potentially lowering the cost of your home insurance in Hamilton include installing a home security system and fire alarm that may be eligible for discounts. Another option would be to opt for the higher deductible amount, a higher amount out of your pocket up front but that can save on your month-to-month payment.

Home insurance in Hamilton depends on the type of insurance you need. Here are a few examples of different types of coverage:

Tenant insurance:  Also known as rental insurance, it typically covers the contents of a unit and liability.

Homeowners insurance (condo): Covers the condo unit and upgrades but not the condo building, as that is covered by the condo corporation, hence condo fees. Your home insurance policy would also cover contents (e.g. theft, damage, etc.) and liability.

Homeowners insurance (house): This is the most comprehensive coverage and includes the entire rebuilding costs for your property, liability, and contents inside the home. You can get additional coverage to protect against a wide range of natural impacts such as earthquake, flooding, snow damages, etc... and tree and garden as well as for some additional structures on your property like your shed for extra storage.

Things to do in Hamilton
Best Parks in Hamilton
  1. Bayfront Park
  2. Sam Lawrence Park
  3. Gage Park
Best Shopping Sites in Hamilton
  1. CF Lime Ridge
  2. Eastgate Square
  3. The Centre on Barton
Best Sights and Landmarks in Hamilton
  1. Dundurn Castle
  2. Pier 4 Park
  3. African Lion Safari

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