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Compare and purchase the best
home insurance rates in Niagara Falls.
Compare and purchase
the best home insurance
rates in Niagara Falls.
Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Type of Coverage We Provide
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Liability Coverage
Provides protection against a lawsuit resulting from damaged property or personal injuries.
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Comparing rates from Canada's leading Insurance Providers
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Niagara Falls Latest News

There are a lot of factors that go into the calculation. Factors include where the home is located, the age and size of the home, your number of claims in the past, as well as information about you. All these factors will play a role in determining your rate.

Liability insurance, personal belongings, dwelling/detached structures, identity theft are some standard home insurance coverages.

Generally, your home insurance premium will cover your property and all of its contents. This includes the building, trees and bushes around the house, any detached structures such as the garage or a shed, personal property including furniture, computers, electronics, additional living expenses and the loss of rental income.

Not necessarily. It’s not mandatory, but the majority of landlords will require it in order to provide a lease. There are a number of important benefits to having renter’s insurance. It provides the coverage needed to safeguard your personal property in the event that it’s damaged or stolen. If your landlord has home insurance, their coverage won’t exactly extend to your belongings and room. This is why it’s important in the event of an accident like a flood where your belongings get wet, you have that coverage needed to protect your belongings.

You’re at the exact right spot to get your home insurance! As soon as you start a quote on our online home insurance marketplace, you’ll be assigned a Surex Licensed Insurance Advisor (aka Your Personal Assistant) to help you complete and set up your home insurance policy.

It depends on a few factors: The construction of the home, the updates of heating/electrical/plumbing/roofing, chances of wind or water damage, occurrence of prior claims on the property, and much more. On average, you should budget between $600 to $1500 annually for home insurance costs, but it could be more or less than this. The great thing about working with a Surex licensed insurance advisor is that we can shop rates and find the best company coverage at the most affordable price for you.

Things to do in Niagara Falls
  1. Niagara Falls
  2. Journey Behind the Falls
  3. Fallsview Casino Resort
Best Landmarks in Niagara Falls
  1. Horseshoe Falls
  2. Clifton Hill
  3. Skylon Tower
Best Shopping Sites in Niagara Falls
  1. Outlet Collection at Niagara
  2. Galleria Shops & Dining
  3. SmartCentres Niagara Falls
Surex Insurance Tips & Advice
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