The two types of home insurance are:

• Broad home insurance: perils like water, lightning, hail, windstorm, fire, smoke, explosion, falling objects, vandalism, theft, and impact to vehicles or aircraft. 

• Comprehensive home insurance: this is the most comprehensive level of home insurance in Canada. This includes coverage for all perils with broad insurance in addition to unintentional damage and disappearance of home contents. 

A licensed insurance advisor can offer home insurance in Saskatoon. If you contact Surex we can provide you with more than one option, so you can see comparables in price and get the best insurance coverage!

Home insurance in Saskatoon provides the protection you need no matter what kind of home you have. When you need to make a claim, having the best home insurance in Saskatoon will give you peace of mind if anything comes up.

Home insurance in Canada is not legally required if you’ve paid your house in full. However, you should purchase home insurance prior to getting a mortgage.

The cost typically depends on a number of factors including the construction of the home, updates to heating, electrical, plumbing, and roofing, chances of water damage, prior claims, and more. Plan to budget about $600-1500 annually for home insurance costs, but again this will vary person to person.

A number of things affect the cost of the best home insurance in Saskatoon, including: the age of the home, the size of the home, the number of residents, the cost of replacement, the internal and exterior construction, the location, as well as the proximity to local services like fire and police stations.

Choosing the best and most affordable home insurance in Saskatoon will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. If you want to get insurance online, it’s a good idea to compare insurance companies with Surex so that the best insurance broker can shop the market for you.

The top Canadian home insurance companies in Saskatoon will notify the client if the insurance policy is automatically renewing by sending out policy documents usually 30-60 prior to renewal date.

The top Canadian home insurance companies in Saskatoon (for you as a policyholder) depends on how your situation fits into the formula companies create to evaluate policyholders. Comparing online insurance quotes with Surex will allow you to get the cheapest price on home insurance.

You can contact your assigned Surex insurance broker/advisor or contact the top Canadian home insurance companies directly. Make sure you have your policy # and details of the claim prepare when you call.