Volkswagens are not typically expensive to insure. VW vehicles are known for reliability and safety which helps keep rates down. On average, you can expect to pay anywhere between $1,000 to $1,300 per year. 

But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.

Here are some top-ranking factors that can affect your Volkswagen car insurance premiums :

• Repair Costs: Repairs are more costly with VW vehicles because the parts need to be imported, they are not readily available. 
• Theft: With Volkswagen car parts in high demand, this can lead to an issue with theft.
• Safety: Volkswagen cars are considered to be safe, they have strong safety ratings, and most models are equipped with many safety features. 
• Reliability: Volkswagen cars are known for their reliability and longevity; with most models lasting nearly twice as long as other vehicles on the market

Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.

Here are some things to consider when trying to keep your car insurance rates down:

• Age - we all know young drivers have higher insurance, but it does go down as you get older and get more driving experience under your belt.
• Bundle and Save - you can save money by bundling your other insurance policies together. If your provider offers both home + auto or tenant + auto, you should be eligible for savings.
• Clean driving record: Your insurance provider may recognize and reward drivers with a clean driving record.
• Raising your Deductible: Drivers who are willing to pay a higher deductible may have the option to lower their premiums. 
• Driving course/school: Taking a driving course can help with your insurance rates and see some savings

There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!

Here are some more tips to help you save:

• Shop Around: The most effective way to save is to compare your insurance options. That is one thing that Surex always automatically does to make sure you get the best rate possible.
• Stay claims, accident, and ticket-free. Of course, it’s always important to drive safely, but by having a clean driving record you can usually qualify for discounts to help keep your premiums down.
• Bundle your services: By combining your home or tenant insurance with your auto insurance policy, with the same provider, you can take advantage of the discounts offered to help save you money. 

Volkswagen vehicles are known to have extensive safety equipment. These are standard in most cars: driver and passenger airbags, rear airbags, side airbags, ABS and brake assistance, stability and traction control, and daytime running lights.